Credit Line Capitalizar Mais

Capitalizar Mais is a credit line, with mutual guarantee, that finances the following:

Operations that strengthen SME capabilities in the development of new products and services, or with innovations at the process, product, organization or marketing level;

Financing operations for new investments in fixed assets and for increases in working capital associated with an effective increase in activity, and an amount and proportion justified in economic and business terms, in any case limited to a maximum of 30% of the project or €500 thousand;

Companies with operations approved within the Azores incentives systems may, under this Credit Line, finance non eligible expenses, including working capital, in this case up to 1/6 of the projected turnover for the first year after conclusion of the project, to a maximum of €500 thousand;

Operations for acquisition of real estate related to the business activity. In this case, the maximum amount for the acquisition of real estate, other than land, may not exceed 50% of the total amount of financing approved for the final beneficiary under this Credit Line. In the particular case of land, not constructed or constructed, the maximum amount is limited to 10% of the total expenditure eligible for the operation (not eligible for real estate activities).

Protocoled banks in the Azores are: BPI, BCP, Eurobic, Santander Totta, Bankinter, Caixa de Crédito Agrícola Mútuo, Caixa Económica Montepio Geral, Caixa Geral de Depósitos and Novo Banco dos Açores.

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